Roof Repair Insurance Claims in Wesley Chapel, Plant City, Lakeland, & Winter Haven, FL | True Roofers
Damaged roof shingles on a home near Wesley Chapel, FL.

Roof Insurance Claims in Wesley Chapel, Plant City, Lakeland, & Winter Haven, FL

We handle the entire roof insurance claim process so you don't have to argue with an insurance company when your home's roof needs repairs.

Roofing Insurance Claims In Lakeland, Wesley Chapel, and nearby areas of Central Florida

Our roofing experts understand what it takes to make sure your insurance covers roofing repairs and replacement. We handle your insurance claims for you in Central Florida.

Roofing shingles being replaced and repaired at a property in Plant City, FL.

Avoid the hassle of dealing with insurance claims—let True Roofers take care of it. If your roof has suffered damage recently, you may be able to file an insurance claim. This process can be particularly draining and time-intensive if you're not familiar with the process. True Roofers specializes in handling insurance claims for residential and commercial roofing issues. We work for you to make sure you get the coverage you deserve.

From roof repairs to roof replacement, we'll tackle the insurance claims process for your Wesley Chapel, Plant City, or nearby area residential or commercial property.

Assessing Roof Damage in Central Florida

There are different types of damage that you'll want to keep an eye out for after an incident:

  • Loose/missing shingles
  • Damaged gutters
  • Damaged flashing

True Roofers Will Navigate Your Insurance Policy to Find the Ideal Solution for Your Home or Business in Central Florida

When it comes to roof damage, insurance policies often cover costs based on the cause of damage. Some damages may not be covered (or only partially covered), and there may be specific policy guidelines regarding roof replacement.

Marked hail damage to a home roof in Plant City, FL.

We first conduct an assessment of the damage and review your insurance policy, then we file your claim for you. It’s our goal to make sure you maximize your policy. Let’s look at some causes of roof damage in Central Florida:

  • Storms and hurricanes
  • Hail
  • Tree Damage
  • Fire

Most insurance policies cover roof repairs and replacement for damage brought on by hurricanes, and other "acts of God," but we’re seeing more and more policies that are trying to limit coverage. We can help you navigate your policy.

Determining Whether to Repair or Replace Your Roof is Done by Our Professionals

Depending on how much damage there is, you will need to consider replacing versus repairing. Insurance policies outline the scope of coverage and exclusions. For example, if more than 25% of a roof needs to be repaired over a 12-month period, the entire roof might need to be replaced. When we come out and do our assessment, we can help determine the extent of the damage.

The Age of Your Roof Can Affect Your Insurance Claim

Worn and aging roof shingles with major damage on a home in Lakeland, FL.

Insurance policies often have different levels of coverage depending on your roof’s age. For example, if your roof is on the older end of its estimated lifespan and you experience damage, your policy may only partially cover a roof replacement. It’s possible there are total exclusions based on age as well.

Schedule Routine Roof Inspections to Avoid Future Insurance Headaches

Roof inspection performed on a home in Wesley Chapel, FL.

Pre-existing damage can be one reason for claim denial. Inspections can be valuable in terms of future claims because you’ll have written proof that there was no pre-existing damage. Take before and after pictures for comparison. Our roofing experts can come out and complete an inspection and plan for any repairs.

Has Your Roof Been Damaged Recently? Schedule an Inspection with True Roofers.

Call a reputable roofing company like True Roofers for an inspection if you think your roof is damaged. We will help guide you through the insurance claim process and help you get as much reimbursement as possible. Call us today at 863-800-1800.

We'll Handle Your Roof Insurance Claim for You! Get a Roof Inspection